Protect your business, equipment, and projects with coverage designed specifically for the unique risks of earthwork operations.
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Denied claims due to excavation-specific exclusions in standard policies
Insufficient coverage for expensive heavy equipment damage or theft
High premiums that don't reflect your actual risk profile
Gaps in coverage for underground utility damage or soil contamination
Excavation-specific coverage with no hidden exclusions
Comprehensive equipment insurance with actual replacement cost
Risk-based pricing that rewards safety protocols
Complete coverage for underground utility strikes and environmental liability
Our specialized dirtwork insurance packages provide comprehensive protection for all aspects of your excavation business.
Johnson Excavation, Colorado
"After switching to DirtworkInsurance.com, we saved 22% on premiums while getting better coverage for our equipment. When we had a backhoe damaged on site, their claims process was quick and painless."
Martinez Grading & Excavation, Texas
"When we accidentally struck an unmarked utility line, our old insurance would have left us exposed. DirtworkInsurance.com covered everything and even helped us implement better protocols to prevent future incidents."
Dirtwork insurance covers excavation contractors, grading companies, site preparation contractors, foundation specialists, trenching businesses, and any other contractors involved in earthmoving operations.
Excavation insurance costs vary based on business size, equipment value, project types, and coverage limits. Our customized policies typically save contractors 15-20% compared to standard construction policies while providing better coverage.
Yes, our comprehensive dirtwork insurance includes specialized equipment coverage for excavators, bulldozers, backhoes, loaders, and other heavy machinery, protecting against theft, damage, and breakdowns.
Absolutely. Our policies include options for environmental liability coverage, protecting your business from claims related to soil contamination, pollution incidents, and environmental cleanup requirements.
Most contractors receive a customized quote within 24 hours after completing our simple application. For urgent needs, we offer expedited same-day quotes for qualifying businesses.
Complete the form for a customized quote tailored to your excavation business needs. Includes a complimentary risk assessment.
No obligation quote
24-hour response time
Free risk assessment included