Commercial Auto Insurance for Dirt Work Contractors

Dump trucks, lowboys, water trucks, service rigs — your rolling fleet needs specialized commercial auto, not a personal policy. We write commercial auto tailored to the way excavation contractors actually operate.

Vehicles We Cover for Excavation Contractors

Excavation contractors operate a wide variety of vehicles — from pickup trucks pulling trailers to 40-ton lowboys. Personal auto policies won't cover vehicles used for business, and commercial auto carriers vary widely in how they rate contractor vehicles.

Driver Requirements & MVRs

We help you navigate driver qualification requirements, MVR review processes, and acceptable driving record standards for commercial auto underwriters. Setting up a proper driver log and pre-employment screening program can meaningfully reduce your premiums over time.