Inland Marine Equipment Insurance for Dirt Work Contractors

Your excavators, dozers, graders, and scrapers are your business. Inland marine (contractor's equipment) coverage protects your iron wherever it goes — on the job site, in transit, or at storage.

What Equipment Does Inland Marine Cover?

Inland marine (contractor's equipment insurance) covers the physical loss or damage to your owned, rented, or leased equipment. Unlike commercial property which only covers equipment at a fixed location, inland marine follows your equipment wherever it works.

For excavation contractors, this typically covers: excavators, bulldozers, motor graders, scrapers, compactors, skid steers, backhoes, trenching machines, and specialty attachments like hydraulic hammers and bucket augers.

Covered Causes of Loss

Scheduling Your Equipment

Equipment is typically scheduled (listed by make, model, serial number, and value). We help you set accurate values — using current replacement cost, not depreciated book value — so you're not underinsured when a machine is totaled. Blanket equipment policies are also available for contractors with frequently rotating fleets.